Live Books Advisory

Year-Round Tax Planning & Live-Ledger Advisory

Unified Tax Planning for Bookkeeping (B), Entrepreneur (E), Household (H), and CPA / Financial Advisors — Verified 2025 IRS Statutory Rules (Rev. Proc. 2024-40, Notice 2024-80, CMS IRMAA)

← Back to Books Ledger 14. Whole-Book Scan 13. Practitioner Breadth & Depth Guide

T-UI-001 & T-UI-002 — Tax Planning Appearance, Screen Background Color & 13-Tab Floating / Left / Right Dock Configurator Scope: Tax Planning Only · Tab Dock: LEFT · Warm Ivory Paper (#faf8f5)

Customization Scope (Per-Product Isolation) 13-Tab Navigation Dock Location Appearance & Color Mode Screen Background Color Card Surface Color Brand Accent Palette Typography / Font Suite Font Size Scale Screen Density Caret Style Tax Planning [T] Logo Icon URL Tax Planning [T] Letter Color Compact 12-Tab Titles

Live-Ledger Projected Net Profit

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Loading the client's books…

Current Marginal Bracket & Headroom

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Recommended Scenario Annual Savings

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IRC §7216 / GLBA Client Consent

Lucrative IRC Loopholes Unlocked

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T-LED-001 — Live-Ledger Baseline & Provenance Controls (Entrepreneur & Bookkeeper Sync) Live Books Synced

Provenance tags distinguish Live Ledger YTD vs Annualized Projection vs Form 1040 Return

Projected Business Net Profit ($) Officer W-2 Wages ($) Owner Draws / Distributions ($) Entity Type State

T-SCEN-001 — Side-by-Side Single & Multi-Variable Tax Scenario Modeling Side-by-Side Comparison

Roth Conversion ($) Solo 401(k) Contribution ($) Augusta Rule 14-Day Rental ($) Elect S-Corp + PTET

T-SCEN-002 — Multi-Year Roth Conversion & SECURE 2.0 RMD Projection15-Year Horizon

IRC §§401(a)(9), 408A; SECURE 2.0 Act §107 (RMD age 73/75); Reg. §1.401(a)(9)-9 Uniform Lifetime Table

T-RPT-001 & T-RPT-002 — Client Tax Planning Report & CPA Preparer Action LetterCircular 230 Ready

Quick planners: installment sale, QCD and HSAT-STRAT-012 · 013 · 014

Gain on the sale ($) Of which depreciation recapture ($)

HSA coverage Health plan

T-IN-001 & T-IN-002 — Form 1040 Intake & Line-by-Line Page Provenance12 Schedules Supported

Form 1040, Schedules 1-3, A, B, C, D, E, Forms 8995/8995-A, 8959, 8960, 6251

T-IN-003 — Multi-Year Return Comparison (2023 vs 2024 vs 2025) & Carryforwards3-Year View

T-TRUST-002 — Immutable Audit Log & Client Data Retention PurgeGLBA Safeguards

T-ADV-002 — Client Tax Plan Roster & Status TrackerFirm Overview

T-ADV-001 & T-PLAN-001 — Advisory Team Scoping & Per-Advisor Seat SubscriptionBundle + Seats

T-INTG-001 — Wealth CRM & Planning Tool Export (Wealthbox, Redtail, eMoney, Orion)API Sync

Lucrative Tax Strategies & Legal IRC Loopholes Simulator (T-LOOP-001..022) —

Reg. §1.469-1T STR · §469(c)(7) REPS · §415(c) Mega Roth · §105(b) HRA · §1202 QSBS · §1031 · §1400Z-2 QOZ · §280F SUV · §41(h) R&D · §55 ISO · §280A(g) Augusta · §3121(b)(3) Kids · §62(a) Accountable · §514(c)(9) Solo 401k · §263(c) Oil/Gas · §48E Solar · §664 CRT · §453 · §51 WOTC · §179D · §1091 TLH · DING/NING

STR Property Price ($) STR Avg Stay (Days) STR Owner Hours REPS Spouse Hours Pre-Tax IRA Balance ($) Family Medical Spend ($) Heavy SUV/Truck GVWR (lbs) R&D W-2 Wages ($)

T-SIM-001 — Pre-Transaction "What-If" Industry Event Simulator (12 Hypothetical Events Before They Happen) Simulated Savings: $0

Simulate real-estate acquisitions/exchanges, S-Corp + PTET elections, equipment/SUV purchases, Cash Balance + Solo 401(k) stacks, family payroll/Augusta shifts, ISO/QSBS exits, and year-end AR/AP timing BEFORE executing the transaction (0 ledger mutations)

Projected Business Net Profit ($) Household W-2 Wages ($) Long-Term Capital Gains ($) STR Acquisition Price ($) Cash Balance + Solo 401(k) ($)

T-SIM-002 — Ahead-of-the-Game Quarterly Tax Visibility & Proactive Action Roadmap (Q1 – Q4 + Dec 31 Cut-Off) IRC §6654 Safe-Harbor Active

IRC §6654 Quarterly Estimated Tax Safe-Harbor Vouchers · Q1 Entity Election · Q2 Family Payroll · Q3 Real Estate & Plan Setup · Q4 Midnight Dec 31 Hard Cut-Off

T-SIM-003 & T-SIM-004 — Executive PDF / Word (.doc) Report & Send to Client Visibility Portal Circular 230 & Client Portal Ready

Client Recipient Email Review Quarter

T-UHNW-001..005 — Institutional Family Office & Private Bank Wealth Command Center 10-Year Family Office Wealth Horizon

Bloomberg Tax / Goldman Sachs Ayco / Valur / Vanilla Institutional Architecture · 10-Yr MACRS & Cost Seg Waterfall · 50-State Domicile Migration & FTB/NYS 183-Day Audit Defense · Buy-Borrow-Die (SBLOC + §1014 Step-Up) · §721 Exchange Fund · §7702 PPLI · IDGT / Zeroed-Out Walton GRAT Estate Freeze

Current Domicile State Target Destination State Planned Liquidity Exit / Sale Gain ($) STR + Commercial Real Estate Basis ($) Concentrated Stock Position ($) Family Net Worth ($)

T-UHNW-002 — 50-State Domicile & Residency Migration Simulator + Advance-Notice Audit Defense Playbook Advance Notice & 183-Day Safe Harbor

T-UHNW-001 — 10-Year Accelerated Depreciation, Engineering Cost Segregation & §1245/§1250 Recapture Waterfall 5-Yr / 7-Yr / 15-Yr MACRS + §168(k) Bonus + §179

T-UHNW-003 & T-UHNW-004 — "Buy, Borrow, Die" (SBLOC), §721 Exchange Fund, §7702 PPLI & IDGT / GRAT Estate Freeze 40% Estate Tax & 37.1% Capital Gains Shield

T-UNIV-001 & T-UNIV-002 — Master IRC Tax Scenario Encyclopedia & Annual Law-Change Simulator (18 Statutory Domains · 120 Simulatable IRS Scenarios) 18 IRC Domains · 120 Scenarios

Title 26 Subtitles A–F · 26 CFR Part 1 · Form 3115 (§481(a)) · Subchapters C, K, S, N, P · TCJA 2023–2026 Phase-Downs · SECURE 2.0 §§109/126/603 · IRA 2022 §6418 Transferable Tax Credits · IC-DISC (§992) · ESOP (§1042) · MTM Trader (§475(f)) · §6166 Estate Deferral

Filter by IRC Statutory Domain Filter by Legislative Act Search IRC Section / Form / Strategy

Enumerated IRS Scenarios & Quantitative Simulation Matrix 120 Scenarios Evaluated

T-PROJ-001..006 — Client-Holdings-Driven 10-Year Future Tax-Base Forecaster & Capital Transaction Simulator (Sell Assets · Buy/Sell Companies · Sell Stock Portfolio · Sell Royalties/IP) $0 Combined 10-Yr & Transaction Tax Saved

IRC §§1245/1250/1231(c) (Asset Recapture) · §453/§453A ($5M Installment Cliff) · §1060 Form 8594 / §338(h)(10) / §197 (Buying Companies) · §751(a) Hot Assets / §1202 / §1042 (Selling Companies) · Reg. §1.1012-1(c) HIFO + TLH + §1400Z-2 (Selling Stock Portfolio) · §§1235/1221(b)(3)/613 (Selling Royalties, Patents, Music & Mineral Rights) · §§355/108(a)(1)(D) · §§172/469/1212 Carryforward Ledgers

Sell Asset / Commercial Property ($) Buy Company / M&A Target ($) Sell Company / Business Exit ($) Sell Stock / Crypto Portfolio ($) Sell Royalties / Patents / IP ($)

T-PROJ-001 — 10-Year Client Future Tax-Base & Statutory Carryforward Ledger Projection (2025–2034) 10-Year Tax Base Forecast

T-PRAC-001 & T-PRAC-006 — Tax Practitioner Breadth & Depth Architecture Matrix ( Tabs · 18 IRC Domains · 120 IRS Scenarios) Tabs · 120 IRS Scenarios

Replaces Holistiplan + Corvee + Bloomberg Tax Planner + Vanilla Estate Diagramming in One Unified Live-Ledger + Form 1040 Family Office Engine

T-PRAC-002 — Judicial Doctrines (§7701(o) Economic Substance, Step-Transaction, §§267/1239) & §6662/§6694 Preparer Penalty Shield AUDIT_FORTIFIED

T-PRAC-004 — Multi-Entity Holding Company, PropCo, Management Co & IDGT Trust Flow-Through Waterfall Multi-Entity Shield

T-PRAC-003 — Automated IRS Election & Compliance Form Packet Generator (Form 3115, Form 8594, Reg. §1.263(a), §1235, Form 982) 8 Mandatory Elections

T-PRAC-005 — IRS LB&I "Wealth Squad" & DIF Audit Risk Radar + Contemporaneous Defense Binder 98/100 Audit Readiness

T-INTL-001..006 — Cross-Border International (IC-DISC · FDII · GILTI+§962 · PFIC QEF · FIRPTA · PR Act 60), Executive Equity (§280G Parachute · ISO §422) & Specialty Tax Credit Monetization (§6418 · §179D · §45L · §41) $0 Cross-Border, Executive & Credit Tax Saved

IRC §§991-997 (Form 1120-IC-DISC) · §250 (Form 8993 FDII 13.125%) · §951A + §962 (Form 5471/8992 GILTI) · §§1291-1296 (Form 8621 PFIC QEF) · §§897/1445 (FIRPTA) · §§933/937 (PR Act 60) · §§280G/4999 (Golden Parachute 2.99x & 75% Cleansing Vote) · §§422/53 (Form 6251/8801 ISO AMT) · §6418 (IRA Transferable Credits) · §179D ($5.81/sf) · §45L ($5,000/unit)

T-INTL-006 — Client-Ready Practitioner Statutory Depth Certificate & Advisory Retainer Scope Proposal $36,000/yr Recommended Advisory Retainer

T-OBS-011 — Whole-Book Scan: Every Planning Client, Ranked by the Saving Found Computed here · nothing sent to an LLM

Runs each strategy against every planning client's own books, documents and records. A strategy counts only when the fact it rests on is on file.

Tax Year

Your planning packages (shown on prospect proposals)

Your firm's packages and prices exactly as you enter them. Ledgerly never sets or suggests a price.

Package Price ($) Billed What it includes

Set aside (0)

Nothing on file yet (0)

Strategies the scan does not rank yet

T-STRAT-018 — Retirement Income PlanningComputed here · nothing sent to an LLM

Enter the client's own figures. Every field is required; nothing is filled in for you. Federal tax at this year's tables, in today's dollars.

Filing status Year of birth Other taxable income ($/yr)

When to claim Social Security

Benefit at full retirement age ($/month) Plan to age

Withdrawal order

Retire at age Plan to age Spending after tax ($/yr) Taxable accounts ($) Taxable cost basis (%) Tax-deferred: IRA / 401(k) ($) Roth ($) Growth (% a year) Social Security ($/yr, household) Social Security starts at age

Roth conversion break-even (25 years)

Age now Convert ($) Tax rate when withdrawn later (%) Account growth (% a year) After-tax growth of the money paying the tax (%)